Non-Performing Loans of PSU Banks: Some Panel Results

• Completion date जनवरी., 2001
• Sponsor RBI Unit, NIPFP
• Project leader Indira Rajaraman
• Consultants/Other authors Garima Vasishtha
• Focus

  The paper performs a panel reg.ession on the definitionally uniform data now available for G five-year period ending in 1999-2000, on non-performing loans of commercial banks. The exercise is confined to 27 public sector banks, so as to investigate variations within a class that is homogeneous on the ownership dimension. The exercise groups banks with higher than average NPAs into those explained by poor operating efficiency, and those where the operating indicator does not suffice to explain the high level of NPAs.