Renuka Sane
Associate Professor
- Email renuka.sane@nipfp.org.in renuka@saner.org.in
- Phone 26569303 Ext - 115

Renuka Sane is an Associate Professor at the National Institute of Public Finance and Policy (NIPFP). Her research interests are in household finance, especially on household choice in financial instruments such as credit, pensions, insurance and equity markets, as well as consumer protection in finance. She is also interested in research and policy on the criminal justice system in India.
Research areas
Household Finance, Pensions, Consumer Protection in Finance
Current research
Household Finance, Pensions, Consumer Protection in Finance
Recent publications
- (2022), "History of disinvestment in India: 1991-2020", NIPFP Working Paper No. 373
- (2021), "Unshrouding product-specific attributes through financial education", NIPFP Working Paper No. 344
- (2021), "Consumption baskets of Indian households: Comparing estimates from the CPI, CES and CPHS", NIPFP Working Paper No. 343
- (2021), "Grievance Redress by Courts in Consumer Finance Disputes", NIPFP Working Paper No. 331
- (2020), "Designing a Personal Insolvency Regime: A Baseline Framework", IBBI year book 2020, Chapter 31, Insolvency and Bankruptcy regime in India: A Narrative, October 2020
Membership in committees and commissions
Pension Advisory Committee of the Pension Fund Regulatory Development Authority (PFRDA).
Professional activities
She was a peer reviewer for the Financial Sector Legislative Reforms Commission (FSLRC) on consumer protection. She was also on the research team for the Bankruptcy Legislative Reforms Committee (BLRC) on the insolvency of individuals (2015) and the research team for the DEA Committee on Mis-selling (2015). She is also a member of the Pension Advisory Committee of the Pension Fund Regulatory Development Authority (PFRDA).
She has a PhD in Economics from the University of New South Wales and holds an M.A. in Economics from Mumbai University.