(Co-authored with Nikhil Rahangdale)

India has a strange problem in its school system where almost every child starts primary school, but a large number of them never finish high school. UDISE+ 2024–25 shows that while India enrolls 246.9 million students, only 64.8 million reach secondary grades. Dropout rates rise from …

In the years post Covid-19 household savings and investment behaviour has received much attention. There have been concerns of growing debt. Banks have expanded their lending to households, particularly in the category of housing loans. The share of personal loans in total non-food credit by households increased from 21.27% in …

As India enters 2026, its economy continues to demonstrate remarkable resilience amid a complex global landscape. The latest advance estimates from the National Statistical Office project real GDP growth at 7.4% for FY 2025-26, up from 6.5% in the previous fiscal year.  This robust performance, driven by buoyant services …

(Co-authored with Lekha Chakraborty)

The United Nations Office for Outer Space Affairs’ (UNOOSA) Space4Women Landmark Study (2025) documents a persistent gender imbalance in public space organisations worldwide: with women constituting approximately only 30% of the global workforce in public space agencies, a figure that declines sharply to 19 percent at …

(Co-authored with R. Kavita Rao)

Banks have been a major source of financing for investment and working capital especially for large firms in India. Changing pattern of resource mobilisation for these firms – with a shift in favour of own resources and the bond market – could have some implications …